Financial Planning should start as early as possible to make reaching your financial goals as easy as possible. We all know that people are living longer and saving less towards their retirement etc which is why having a lifetime financial plan can make what you thought was a pipe dream a reality. Planning shouldn't stop when it comes to retirement, a full life plan takes care of what should happen when you become, old or unable to make decisions for yourself as well as protecting your hard earned assets so that they get passed to who you wish and not swallowed up in Care Home Fees or Inheritance Tax.
Depending on what stage you are in when embarking on implementing a proper financial plan, can change which route is taken.
An effect plan should take into account when you are most likely to need protection for yourself and family, saving or investing towards your retirement, drawing down your investments during retirement and then how you pass on your assets and protect those after death.
We often find that clients who have children or other relatives often become clients as well and it is this wealth that gets passed around upon death.
When developing a plan, we have the tools to be able to paint a clear picture of what needs to be done to get you to where you wish to be.
We take into account the effects of inflation, tax breaks and tax status along with many other financial commitments to optimise your plan and leave you feeling confident in yours & your family’s financial future.
To start your journey along your financial plan, contact us today. Please download our Art of Investing eBook to learn more about our investment philosophy and what you can expect from us.
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Speak to an experianced financial advisor
“We have been clients of Andrew Stuart and Company for a good many years and have always found them to be professional, helpful and good communicators. They have always kept their finger on the financial pulse. We have no reservations in recommending this Company.”
Mr & Mrs B Edwards