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Independent Mortgage advice for Sheffield, Derbyshire & Surrounding areas

If you are seeking advice on mortgages or are struggling to find the correct lender, we may be able to help.
Need more money now? Equity release could be the answer.

As your mortgage is likely to be your single largest financial commitment, it pays to explore all your options, from product type to repayment method before signing on the dotted line.

We realise that you want your mortgage completed quickly with as little expense as possible. So that is precisely what our advice process is designed to achieve for you.

Finding the best mortgage with independent advice ensures you pay less and don’t end up with options you don’t need.

We are able to highlight and explain any potential pitfalls, like early repayment charges and tied-in insurances, that can often take the gloss off mortgages that have attractive headline interest rates.

  • Lower mortgage payments
  • Discounted insurance premiums
  • Cheaper conveyancing fees
  • Get the best deal with advice on the whole UK market

We act on your behalf, without bias towards any one mortgage provider and have access to the whole product market, covering all of the latest mortgage deals including exclusive mortgages from the big lenders that are not available on the high street.

  • Access to all high street lenders
  • Access to exclusive deals not available on the high street
  • Advice on the whole UK mortgage market
  • Flexible advice process built around you

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release / Lifetime Mortgages

With Today’s property market, a huge amount of people find themselves Asset rich but cash poor. With interest rates at an all time low, now is the best time to release equity locked up in your home and make your cash flow a little easier.

I can provide you with a complete understanding of the options available to you, including:

  • Lifetime Mortgages
  • Drawdown Plans
  • Home Reversion Plans
  • Interest Only Mortgages
  • Capital Repayment options

Choosing the right Equity release option for you isn’t an easy decision but we will take out the hard work and find the best deal for you. It is vital you understand the risks and how the schemes work before going down this route, but we will make sure that anything we recommend is in your best interests.

Equity Release may impact on the size of your estate and it could affect your entitlement to current and future means - tested benefits.

Are you purchasing a home over £400,000 and you think the stamp Duty is too high? Contact us today and we may be able to save you up to 50% of the stamp duty!

With the help of a specialist Tax & Trust Corporation, We have been helping clients reduce the Stamp Duty on their residential or commercial property purchases for over 6 years now and have successfully mitigated tax for hundreds of clients without a single case being legally challenged by HMRC.

The planning is effective for all purchasers of property or land (both Individuals and Corporates) over £400k – mitigating of 100% of Stamp Duty. The advice is fully backed by opinion from Tax Counsel.

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Speak to an experianced financial advisor

01433 651438

“We have been clients of Andrew Stuart and Company for a good many years and have always found them to be professional, helpful and good communicators. They have always kept their finger on the financial pulse. We have no reservations in recommending this Company.”

Mr & Mrs B Edwards

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Andrew Stuart & Co is an independent marketing website which acts as an introducer to various companies who offer specialist Financial Advice. Each company is authorised and regulated by the Financial Conduct Authority. andrewstuart.co.uk are not authorised to give advice and we are not liable for any financial advice provided by, or obtained through a third party. The information published on this website is for information purposes only.